The World and Debt

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As a history fanatic, I have always made it a point to visit places that have a high degree of historical significance. I have traveled to the pyramids in Egypt, the Colosseum in Italy and to various temples that symbolize the architectural representation and honorific dedication to the Greek pantheon in Greece. It has always been a dream to visit the cradle of humankind: Africa. Africa may be labeled as a war zone and low economics, but this is not 100% true.

However, if you really put stereotypes aside and go visit the place, you will discover profound beauty and a place where nature still plays a huge role in the livelihood of Africans. Although, this subject is popular in the US, we do not find it is as relevant in other countries of the world. This is due to the frivolous spending of the US economy.

Take a look at the debt clock for the US

Money, Peanut Butter

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Wow, now that’s making me want to forget my studying today and run to the store to grab an oh so yummy peanut butter cup. I prefer the white chocolate ones rather than the dark chocolate. If you haven’t tried one, you sure don’t know what you are missing. Alright, out of my dream state and back to getting my finances in order for this next year.

I have been thinking about the financial state of our States lately. I am thinking that it would do us well to make sure that we not measure our success in business or life in relation to what is happening per capita in the US. This is also one of the reasons why those who worry about getting consolidation loans for people with bad credit find it a relief

http://mercatus.org/publication/state-fiscal-condition-ranking-50-states

http://www.consolidationloansforpeoplewithbadcredit.com/

https://www.moneyadviceservice.org.uk/en/articles/beginners-guide-to-managing-your-money

Truths About Loans

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There are so many different loans out there, car loans, home loans, loans for bikes, etc and the list goes on and on.  So, how do you know which one to trust?  Here are some tips when pursuing one.  You want to make sure you check the hidden writing.  Before you get into a loan, be sure to read the “fine print”.  Doing so can save you from getting stuck in something that you cannot get out of.  Make your payments, it doesn’t matter what else needs to become second.  Make all your loans first priority.  Your electric company will let you go one month without payment, however you don’t want to lose your house or your car.  Find more tips online.


Business Loans – Lending Truths by bizlaunchexpert

Finance The Smart Way

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car loan

car loanWe all know how tiresome it can be looking for the perfect deal for the perfect vehicle.  Or maybe you are just not really going for the perfect vehicle but just a vehicle that will get you where you are going.  Whatever your goal is, trying to get a loan can be one of the most stressful processes when trying to buy.  You can save money by knowing your credit score and using that knowledge to leverage loan officers at the dealership.  Another tip you can use is to put money down, this will lower your interest total.  Don’t overspend, only get what you can afford, and last keep the loan term as short as possible so that you won’t pay too much extra in interest.

Dealing With Student Loan Debt

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student loan debt

student loan debtBeing a student can be overwhelming on it’s own, but taking on debt and staying in debt can be even more troublesome.  Be sure when you’re thinking of a loan that you think about all of the repercussions behind it.  Make sure and do some research as there are other alternatives out there like student grants, some of which you don’t even have to pay them back.  The most important piece of advise is to make payments no matter what, even if it’s $10 per month.  This will eliminate you from getting further behind in debt and having it effect you for years.

Tips For Loans

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student loans

There are so many pressures when you are thinking about College.  One of the biggest stressors are loans.  What kind of loan to get, how much, do I get a loan?  There are so many things to think about.  Here are some things to think about when you consider a student loan.  Only borrow what you need, and control how much you borrow.  Things you may not have known:

 

You have to pay ystudent loansour student loan even if you:

*Don’t complete your program of study

*Can’t find employment after graduation

*Aren’t satisfied with or didn’t receive the education or other services you expected and paid for with your federal student loans

Only borrow what you need:

*Borrow as a last resort and only borrow what you need

*You don’t have to borrow the maximum amount of federal student loans each year; you can request a lower amount through your financial aid office